![Headshot of Laura Shirreffs](/media/omdjhiwa/laura-shirreffs.jpg?cc=0.24410988023282126,0.057333104263723046,0.3242830480540312,0.2946082295003198&width=1440&height=1440&quality=90)
Laura Shirreffs
Senior Associate | Legal
Jersey
![Headshot of Laura Shirreffs](/media/omdjhiwa/laura-shirreffs.jpg?cc=0.24410988023282126,0.057333104263723046,0.3242830480540312,0.2946082295003198&width=300&height=300&quality=90)
Laura Shirreffs
Senior Associate
Jersey
Big things are happening at Ogier. Change is embedded in everything we do. It is redefining our talent, our ways of working, our platforms of delivery, our culture.
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We have the expertise to handle the most demanding transactions. Our commercial understanding and experience of working with leading financial institutions, professional advisers and regulatory bodies means we add real value to clients’ businesses.
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Our sector approach relies on smart collaboration between teams who have a deep understanding of related businesses and industry dynamics. The specific combination of our highly informed experts helps our clients to see around corners.
Ogier provides practical advice on BVI, Cayman Islands, Guernsey, Irish, Jersey and Luxembourg law through our global network of offices across the Asian, Caribbean and European timezones. Ogier is the only firm to advise on this unique combination of laws.
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Insight
10 January 2018
An unmarried couple, both with housing qualifications, can buy property in joint names and have the security of jointly owning their home.
For unmarried couples, where only one has housing qualifications, the position is more difficult. For freehold property, only the qualified partner can own, with the unqualified partner not having the comfort of having title in their name. It is therefore important that couples in this situation enter into an "equity agreement" to protect the unqualified partner's position so far as legally possible. The agreement will provide that if the couple separate, the unqualified partner should be repaid their contribution towards the purchase, and should share in the balance of the sale proceeds after mortgage and other deductions.
Additionally, the qualified partner should always sign a properly drawn up will leaving the property to the unqualified partner.
In the case of share transfer properties, the law does not prevent unqualified individuals buying shares in property owning companies and therefore ownership can be shared from the outset, however the unqualified individual would have no right of occupation.
Laura Shirreffs
Senior Associate | Legal
Jersey
Laura Shirreffs
Senior Associate
Jersey
Ogier is a professional services firm with the knowledge and expertise to handle the most demanding and complex transactions and provide expert, efficient and cost-effective services to all our clients. We regularly win awards for the quality of our client service, our work and our people.
This client briefing has been prepared for clients and professional associates of Ogier. The information and expressions of opinion which it contains are not intended to be a comprehensive study or to provide legal advice and should not be treated as a substitute for specific advice concerning individual situations.
Regulatory information can be found under Legal Notice
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