![Headshot Lucy Grimshaw](/media/vznjhp5b/lucy-grimshaw.jpg?cc=0.1688230553356604,0.01553540601599748,0.25138674133716776,0.40409402008292955&width=1440&height=960&quality=90)
Lucy Grimshaw
Global Head of Corporate | Corporate and Fiduciary
Jersey
![Headshot Lucy Grimshaw](/media/vznjhp5b/lucy-grimshaw.jpg?cc=0.2534101002323583,0.01605164219337451,0.3514195060668543,0.3905994183159537&width=300&height=300&quality=90)
Lucy Grimshaw
Global Head of Corporate
Jersey
Big things are happening at Ogier. Change is embedded in everything we do. It is redefining our talent, our ways of working, our platforms of delivery, our culture.
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We have the expertise to handle the most demanding transactions. Our commercial understanding and experience of working with leading financial institutions, professional advisers and regulatory bodies means we add real value to clients’ businesses.
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Our sector approach relies on smart collaboration between teams who have a deep understanding of related businesses and industry dynamics. The specific combination of our highly informed experts helps our clients to see around corners.
We have the expertise to handle the most demanding transactions. Our commercial understanding and experience of working with leading financial institutions, professional advisers and regulatory bodies means we add real value to clients’ businesses.
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Our sector approach relies on smart collaboration between teams who have a deep understanding of related businesses and industry dynamics. The specific combination of our highly informed experts helps our clients to see around corners.
Ogier provides practical advice on BVI, Cayman Islands, Guernsey, Irish, Jersey and Luxembourg law through our global network of offices across the Asian, Caribbean and European timezones. Ogier is the only firm to advise on this unique combination of laws.
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Guide
23 March 2023
Jersey
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A savings vehicle which offers more flexibility to employees than traditional pension plans such as Save As You Earn (SAYE), International Employee Savings Plans, End of Service Benefit Payments, Gratuity Schemes.
An ISP is an innovative way for employers to establish a savings plan product to help incentivise, retain and recruit employees both locally and across the globe.
ISPs have been available in Jersey since January 2019 and have been designed to allow employers to create a flexible plan to meet different requirements for their employees wherever they might be in the world.
ISPs are an innovative tax-neutral product suitable for international employers. Globally, there is a growing demand for international savings arrangements for multinational companies which are especially popular with employers in the Middle East, where it is a legal obligation to provide end of service benefits, and an ISP is an ideal solution to establish a bespoke end of service gratuity scheme for their employees.
ISPs differ from the more rigid pension schemes employers have traditionally offered to their employees as they can be set up to allow pay-outs to employees before the normal minimum retirement age. Under an ISP, a pay-out can be made at any age, the end of employment, or upon the occurrence of a significant life-changing event.
An ISP is attractive to businesses in all different industry sectors.
They are well-regulated savings plans with flexible rules as to when benefits can be paid out and a very appealing option for employer
who wishes to retain key talent in a competitive marketplace.
By holding the plan off a company’s balance sheet, it provides the employer and employee comfort that benefits will be isolated and secured from any potential credit risk and will be controlled by an independent party.
Lucy Grimshaw
Global Head of Corporate | Corporate and Fiduciary
Jersey
Lucy Grimshaw
Global Head of Corporate
Jersey
Contact Lucy
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Michelle Carter
Head of Corporate, Jersey | Corporate and Fiduciary
Jersey
Michelle Carter
Head of Corporate, Jersey
Jersey
Contact Michelle
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Gavin Snarey
Director | Corporate and Fiduciary
Jersey
Gavin Snarey
Director
Jersey
Contact Gavin
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Leanne Allison
Associate Director | Corporate and Fiduciary
Jersey
Leanne Allison
Associate Director
Jersey
Contact Leanne
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